BOARD OF DIRECTORS

Atty. Jose Gabriel Gerardo R. Benedicto

Atty. Jose Gabriel Gerardo R. Benedicto is a partner of Romulo, Mabanta, Buenaventura, Sayoc and Delos Angeles Law Offices. He served as Chief of Staff in the Office of the General Manager of the Manila International Airport Authority and has also been a Legal Consultant of Asian Development Bank. He was a faculty member of Ateneo de Manila University, Business Management Department and earned his Law Degree in Ateneo de Manila University.

Derrick H. Santos

Mr. Derrick H. Santos is the Head of Sales Trading and Execution of Macquarie Securities Philippines, which services central dealers of mutual funds and hedge fund traders who are interested in trading stocks in the Philippines Stock Exchange. He currently sits on the board of various enterprises with businesses in the field of hospitality and tourism in the island of Boracay. Mr. Santos earned his B.S. Business Management degree from Ateneo de Manila University.

Emmanuel T. Lopez

Mr. Emmanuel T. Lopez owns and operates over 100 Starbucks branches in the Philippines. He formerly served in the board of Touchmedia Philippines Inc., a premier technology provider for payment machines and in the board of Alternet Company Philippines Inc. Mr. Lopez graduated with a degree in B.S. Finance from Santa Clara University, California.

Marco Y. Santos

Mr. Marco Y. Santos is an Executive Director in the American Orient Capital Partners LLC. He serves as a special adviser to the Board of Team Micro Credit Corporation. He is one of the co-founders and Vice Chairman of IPVG Corporation. He is also a board member of Yuchengco Group of Companies. Mr. Santos graduated from Ateneo de Manila University with a degree in B.S. Management Engineering.

Atty. Sue Lynn L. Jolingan

Atty. Sue Lynn L. Jolingan is currently a partner in Chuatico, Jolingan, Velez Law Offices. She is a part-time Professor in the University of St. La Salle, College of Law and an Executive Assistant in the Office of the Municipal Mayor in Murcia, Negros Occidental. She graduated from the University of St. La Salle with a degree in Accounting and later earned her Law Degree from the University of Negros Occidental-Recoletos.

THE MANAGEMENT TEAM

Raoul R. Benedicto

Mr. Raoul R. Benedicto is the Chairman, President and Co-founder of Team Micro Credit Corporation. He is also the President of BeneTerra Cosolidated Corporation. Mr. Benedicto earned his A.B. Interdisciplinary Studies from the Ateneo de Manila University and his International Cooperation Studies from the Nagoya University, Graduate School of International Development.

Leizl D. Gecosala

Ms. Leizl D. Gecosala is the Vice President and Chief Operations Officer of Team Micro Credit Corporation. She started as the manager of TEAMMICRO’s head office in Bacolod City. She served as Senior Assistant Manager of UCPB Rural Bank, Inc. before she joined TEAMMICRO. Ms. Gecosala graduated BSC Accounting from the University of Negros Occidental-Recoletos and received her Masters in Business Administration from the International Academy of Management and Economics.

Leah Rose V. Lim

Ms. Leah Rose V. Lim is the Marketing Division Head of Team Micro Credit Corporation. She worked as Senior Marketing Specialist in UCPB Rural Bank Inc. before she joined TEAMMICRO. She graduated BSC Accounting from the University of Negros Occidental-Recoletos.

Lorlyn P. Dumaran

Ms. Lorlyn P. Dumaran is the Accounting Division Head of Team Micro Credit Corporation. She worked as Senior Bookkeeper in UCPB Rural Bank Incorporated before she joined TEAMMICRO. She graduated BSC Accounting from the University of Negros Occidental-Recoletos.