Products and Services
KAAGABAY LOAN PROGRAM (MICROFINANCE PROGRAM)
The term ‘KAAGABAY’ came from a tagalog word “GABAY” which means GUIDE or ASSIST. Kaagabay Loan Program caters to women particularly with fiscal disadvantage in rural areas who are eager to create income-generating activities but do not have the essential resources.
TEAMMiCRO’s thrusts in providing Kaagabay Loan are to provide more inclusive services for the poor, to be a catalyst to the communities it serves, to provide an effective way of expanding its outreach and business opportunities and to promote an image as the champion of the poor and common people.
OBJECTIVES AND ADVANTAGES
Clients:
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To provide opportunity, with strong reference for entrepreneurial women, to earn additional income for the family;
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To finance start-up small livelihood projects that are easily manageable for the household;
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To help entrepreneurial poor expand their existing livelihood activities by making relatively small additional capital available;
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To help lessen or even eliminate dependency from loan sharks and other unscrupulous lenders by providing alternative source of capital;
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To help promote self-reliance by giving the opportunity to generate savings and capital build-up;
